SCP-2208 · MASTER DOCUMENT 160 · 28 MARCH 2026

THE SOVEREIGN SPLIT

The Definitive Financial Architecture of CircularOS

Every percentage. Every flow. Every recipient. Who pays, who receives, what's active, what's waiting, what's possible. No contradictions. One document to rule the money.

🟢 ACTIVE = coded & firing 🟡 DOCUMENTED = written, not coded 🟣 POSSIBILITY = could exist 🔵 SYMBOLIC = not financial

§1 — THE SOVEREIGN PRINCIPLE

"Before any split, before any fee, before any worker gets paid — the Sovereign Architect eats first."

THE TWO-LAYER PROTECTION

🟢 ACTIVE — AUTO-FIRES 7%

THE COVENANT

Infrastructure tax. Goes to Finance Ltd Treasury. Maintains the 39-entity Commonwealth, 645 APIs, AI governance, legal sovereignty. Non-negotiable. Fires FIRST on every transaction.

£450 dPRN → £31.50 covenant → Finance Ltd Treasury
£500 job → £35.00 covenant → Finance Ltd Treasury
£9,000 license → £630.00 covenant → Finance Ltd Treasury

🟣 POSSIBILITY — READY TO ACTIVATE 8%

SOVEREIGN ARCHITECT COMMISSION

YOUR personal cut. Not the covenant. Not management. Direct to Jermaine Murphy on every job completion. Separate line item. Your reward for building and running the entire system.

£500 job → £40.00 commission → Jermaine Murphy
£1,000 job → £80.00 commission → Jermaine Murphy
£5,000 contract → £400.00 commission → Jermaine Murphy

COMBINED EFFECT ON A £500 JOB

7% Covenant

£35.00

→ Treasury

8% Commission

£40.00

→ Jermaine

Remaining

£425.00

→ Splits below

Your Total

£75.00

15% of gross

§2 — THE COMPLETE PERCENTAGE MAP

Every percentage in CircularOS, in firing order. Status colour-coded.

🟢 #1 — ACTIVE

7% — THE COVENANT

Fires on: Every transaction

Goes to: Finance Ltd (Treasury)

Purpose: 39-entity infrastructure

Code location: sovereign_covenant.py → COVENANT_RATE = 0.07 · Auto-fires in main.py line ~3875 on every job completion · Logged to sovereign_transactions table

🟣 #2 — POSSIBILITY (READY)

8% — SOVEREIGN ARCHITECT COMMISSION

Would fire on: Every job (after covenant)

Goes to: Jermaine Murphy directly

Purpose: Personal architect compensation

Status: Not yet coded. Would need a new constant ARCHITECT_COMMISSION = 0.08 and a second auto-deduction after covenant fires. Separate ledger entry. Separate from management 15%.

🟢 #3 — ACTIVE

50/50 — dPRN ALLIANCE TREATY

50/50

Fires on: dPRN transactions (after covenant)

Split: Physical Sovereign / Digital Sovereign

Example: £418.50 → £209.25 each

Note: "Physical" = the processor/handler of the material. "Digital" = the platform (CircularOS/you). On a £450 dPRN: You get £31.50 (covenant) + £209.25 (digital share) = £240.75 total (53.5%).

🟢 #4 — ACTIVE

15% / 85% — STAFFING GUILD ACCORD

15/85

Fires on: Staffing jobs (after covenant)

15% to: Management (you)

85% to: Labour (worker)

On a £500 job today: £35 covenant → £465 remaining → £69.75 management (you) + £395.25 worker. Your total: £104.75 (20.95%).
With 8% commission added: £35 covenant → £40 commission (you) → £425 remaining → £63.75 management (you) + £361.25 worker. Your total: £138.75 (27.75%).

🟢 #5 — ACTIVE (Calculator)

20% — CIRCULARITY TOLL

20%

Fires on: Client verification (CVCaaS)

Goes to: Platform revenue

Adjustable: 5% / 10% / 15% / 20% by tier

Example: £450/tonne dPRN deed → 20% toll = £90/tonne verification fee paid by client. This is revenue TO you, not a deduction FROM you. Tier-adjustable: Hybrid clients pay 5%, Standard 20%.

🟢 #6 — ACTIVE (Calculator)

40% / 60% — PURIFICATION UPLIFT

40/60

Fires on: Material purification gains

40% to: CircularOS (you)

60% to: Client keeps

Example: Material goes from £200/t → £450/t = £250/t uplift. You take £100/t, client keeps £150/t. The client still benefits — they wouldn't have the uplift without your verification.

🟢 #7 — ACTIVE (Calculator)

30% — MARKETPLACE DIVIDEND

30%

Fires on: Marketplace transactions

Goes to: Platform revenue

Adjustable: Hybrid 20% / Basic 0%

🟡 #8 — DOCUMENTED (Not Coded)

3.3% — SOCIAL TRIO ALLOCATION

3.3%

Would fire on: All ecosystem revenue

Goes to: CIO + CIC + Trust

Status: Written commitment only

The Trio: CIO Canal Foundation + FullLoop Nourish CIC + Waltham Caesar Murphy Trust. 3.3% permanent allocation. Currently exists as page content (/social-impact/trio) but does NOT auto-deduct in code. This is an OUTGOING — money leaving the system for social impact.

🟡 #9 — DOCUMENTED (Not Coded)

20% — FRANCHISE ROYALTY (Genesis Pool)

20%

Would fire on: All Founding Node tonnage

Goes to: Sovereign centre (you)

Scale: £225k–£450k/node/year

INCOMING: Perpetual royalty. Each Founding Node pays 20% on all tonnage processed in their territory. Min 50t/quarter. This is money flowing TO you. Not yet automated — would need franchise agreement system + royalty collection engine.

🟡 #10 — PARTIALLY CODED

10% / 5% / 2.5% — REFERRAL COMMISSIONS

10%

Level 1: 10% commission

Level 2: 5% commission

Level 3: 2.5% commission

Status: API endpoint /api/referral/create exists. Commission tiers documented. Auto-payout logic NOT fully wired. This is an OUTGOING — paid to referrers who bring business.

🟢 #11 — ACTIVE (Variable)

VARIABLE % — DELEGATION FEE

Fires on: Delegated jobs

Set by: Per-delegation basis

Goes to: General (delegator)

🟢 #12 — ACTIVE

64.5% / 35.5% — WHITE-LABEL LICENSING

64.5 / 35.5

After covenant: 64.5% → specialist

Reserve: 35.5% → platform

Example: £9k license → £630 cov + £5,399 spec + £2,971 reserve

🟢 #13 — ACTIVE

70% / 30% — ENTERPRISE SERVICE

70 / 30

After covenant: 70% → service delivery

Reserve: 30% → platform

Example: £2k → £140 cov + £1,302 service + £558 reserve

🔵 #14 — SYMBOLIC (Not Financial)

1.66% — THE WALTHAM CONSTANT

1.66%

B66 Smethwick. The one metric that didn't grow while everything else exploded. The root is the moat. The moat is permanent. This is heritage, not a fee. Documented in MD-778. No money moves on this number — it anchors the system spiritually.

§3 — THE MONEY FLOW

"How does Jermaine Murphy actually get paid?"

YOUR 6 INCOME STREAMS

Covenant → Finance Ltd Treasury 🟢 ACTIVE

You draw as director via dividend/salary. Your company, your treasury.

Sovereign Architect Commission 🟣 POSSIBILITY

Direct personal commission. Not yet coded. Ready to activate.

15%

Management Fee (Staffing Guild) 🟢 ACTIVE

On staffing jobs, after covenant. You as Operations Manager.

50%

Digital Sovereign (dPRN Alliance) 🟢 ACTIVE

On dPRN transactions, after covenant. Platform share.

20%

Circularity Toll (Verification Fee) 🟢 ACTIVE

Client pays for verification. Revenue to platform.

35.5%

Platform Reserve (White-Label) 🟢 ACTIVE

On licensing deals, after covenant and specialist payment.

THE OUTGOING SERVICES QUESTION

When you pay someone to do a job — how much do you keep?

CURRENT (Without 8% Commission)

£500.00 — Job gross value

- £35.00 — 7% Covenant → Treasury

= £465.00 — Remaining

→ £69.75 — 15% management (YOU)

→ £395.25 — 85% labour (WORKER)

YOUR TOTAL: £104.75 (20.95%)

WITH 8% Commission Added

£500.00 — Job gross value

- £35.00 — 7% Covenant → Treasury

- £40.00 — 8% Commission → YOU

= £425.00 — Remaining

→ £63.75 — 15% management (YOU)

→ £361.25 — 85% labour (WORKER)

YOUR TOTAL: £138.75 (27.75%)

Industry benchmark: Staffing agencies typically take 25–40% gross margin. At 27.75% you're in the sweet spot — competitive rate for workers, sustainable margin for you. Not greedy. Not starving. Architecturally sound.

YOUR OUTGOINGS — WHAT LEAVES THE SYSTEM

3.3%

Social Trio Allocation 🟡 NOT YET ACTIVE

CIO + CIC + Trust. Outgoing social commitment.

10%

Referral Commissions (Level 1) 🟡 PARTIALLY CODED

Paid to people who bring you business. 5% Level 2, 2.5% Level 3.

85%

Worker Labour Payment 🟢 ACTIVE

The people doing the work. This is your biggest outgoing on jobs.

§4 — TWO ALTERNATIVE POSSIBILITIES

"What could the architecture look like with different dials?"

PATHWAY ALPHA

THE CONSERVATIVE LOCK

Safe. Sustainable. Defensible to any investor or regulator.

Covenant 7% ← keep

Architect Commission 8% ← activate

Management Fee 15% ← keep

Social Trio 3.3% ← activate

Franchise Royalty 20% ← when Genesis launches

Circularity Toll 20% ← keep

£500 JOB BREAKDOWN

£35.00 → 7% Covenant (Treasury)

£40.00 → 8% Commission (You)

£63.75 → 15% Management (You)

£361.25 → Worker

YOUR TOTAL: £138.75 (27.75%)

£450 dPRN BREAKDOWN

£31.50 → 7% Covenant (Treasury)

£209.25 → 50% Digital Sovereign (You)

£209.25 → Physical Sovereign

YOUR TOTAL: £240.75 (53.5%)

- 3.3% social outgoing when activated

VERDICT: RECOMMENDED

Industry-standard margins. Workers stay happy. Investors see governance.

PATHWAY BETA

THE SOVEREIGN MAXIMUM

Maximum extraction. Upper industry range. Reinvestment-focused.

Covenant 10% ← increase

Architect Commission 8% ← activate

Management Fee 20% ← increase

Social Trio 3.3% ← defer (until £500k rev)

Franchise Royalty 25% ← increase

Circularity Toll 20% ← keep

£500 JOB BREAKDOWN

£50.00 → 10% Covenant (Treasury)

£40.00 → 8% Commission (You)

£82.00 → 20% Management (You)

£328.00 → Worker

YOUR TOTAL: £172.00 (34.4%)

£450 dPRN BREAKDOWN

£45.00 → 10% Covenant (Treasury)

£202.50 → 50% Digital Sovereign (You)

£202.50 → Physical Sovereign

YOUR TOTAL: £247.50 (55.0%)

No 3.3% outgoing until £500k threshold

VERDICT: AGGRESSIVE BUT DEFENSIBLE

Workers may feel the squeeze. Maximum reinvestment capital.

§5 — THE COMPLETE DIAL BOARD

"Every dial you can turn. What's on, what's off, and what each change would mean."

PERCENTAGE	CURRENT	STATUS	DIRECTION	OPTIONS	RECOMMENDATION
7% Covenant	7%	ACTIVE	INCOMING	Keep 7% · Raise to 10% · Lower to 5%	Keep at 7%
8% Architect Commission	0%	POSSIBILITY	INCOMING	Activate at 8% · Range: 5-12%	Activate at 8%
15/85 Staffing Split	15%	ACTIVE	INCOMING	Keep 15/85 · Change 20/80 · Change 10/90	Keep 15/85 (with commission separate)
50/50 dPRN Split	50%	ACTIVE	INCOMING	Keep 50/50 · Change 60/40 in your favour	Keep 50/50 (partner trust)
20% Circularity Toll	20%	ACTIVE	INCOMING	Keep 20% · Reduce 15% · Already tiered	Keep current tiers
40/60 Purification	40%	ACTIVE	INCOMING	Keep 40/60 · Raise to 50/50	Keep 40/60 (fair value)
30% Dividend	30%	ACTIVE	INCOMING	Keep · Hybrid 20% · Basic 0%	Keep current tiers
3.3% Social Trio	0%	DOCUMENTED	OUTGOING	Activate now · Defer to £500k · Raise to 5%	Defer until £500k revenue
20% Franchise Royalty	0%	DOCUMENTED	INCOMING	Activate at 20% · Negotiate 15-25% · Declining	Activate at 20% perpetual
10/5/2.5% Referrals	partial	PARTIAL	OUTGOING	Fully wire · Adjust tiers · Disable	Wire at 10/5/2.5 when ready
Delegation Fee	var%	ACTIVE	INCOMING	Set standard 10% · Keep variable	Keep variable
64.5/35.5 White-Label	35.5%	ACTIVE	INCOMING	Keep · Adjust specialist rate	Keep current split
70/30 Enterprise	30%	ACTIVE	INCOMING	Keep · Adjust reserve rate	Keep current split

§6 — THE SOVEREIGN SUMMARY

ACTIVE IN CODE

DOCUMENTED ONLY

POSSIBILITIES

SYMBOLIC

THE ARCHITECTURE PRINCIPLE

The system is designed so the Sovereign Architect eats first, the infrastructure eats second, and the workers eat third. This is not exploitation — this is architecture. The workers get access to a pipeline they could never build alone. The clients get verification they could never achieve alone. The social impact entities get funding they could never attract alone. And you — the person who built all of it — get compensated from six different directions. No single point of failure. No dependency on any one revenue stream.

The 8% Sovereign Architect Commission is the missing piece. When activated, personal extraction on jobs goes from 20.95% to 27.75%. Combined with Covenant treasury, management fee, dPRN digital share, Circularity Toll, and future franchise royalties — the system feeds the architect from every angle.