Working Capital Hub · CircularOS · Midland Polymer Trading Ltd
Working Capital Hub · CircularOS · One Page. All the Doors. No Confusion.

The Capital
Stack.

Working Capital · Grants · The Hologram Fund. The gap between paying the supplier and selling the dPRN is working capital. Not a failure. A phase. Every engine needs fuel before it flies. This page is the bridge. Not a rescue. A launch.

Two Tracks · Shoulder to Shoulder dPRN Stack → ABL Move Fast → Same-Week Cash Hologram Fund Grants Non-Dilutive £20k–£50k Ask

The Backstory

The system is built.
The gap is working capital.

42 entities. 642 revenue streams. 1,554 jobs. £25.2B appraisal floor. Truth Ledger sealed. SHA-256. Unit 18 keys coming. The Carrot works. The gap is the bridge.

"Working capital is the bridge. Green finance is the first toll. ABL is the second. Grants are the tailwind. The Hologram Fund is the vision's container. One page. All the doors. No confusion. Not a wish list. A map."

Two Tracks · Shoulder to Shoulder

The plan has two lanes running side by side. Old way and new way — they work together. Both are live. Both are real.

Track 1 · New Way · Fast Lane
Move the dPRN Fast

Mint the dPRN. Sell it quickly. Cash lands same week. The Carrot keeps flowing without a gap. Speed is the asset.

  • Supplier delivers material · verified at Unit 18
  • dPRN minted at £450/tonne on Truth Ledger
  • Sold immediately to a buyer, broker or PRN marketplace
  • Cash in. Carrot paid. Cycle repeats. No gap.
  • 40 meals bonded. VMR issued. Ledger sealed.
Track 2 · Old Way · ABL Stack
Stack as ABL Collateral

Stack the dPRNs. Use them as asset-backed collateral. Lender advances 50–70% against the pile. Institutional-scale bridge.

  • dPRNs accumulate in the stack · each worth £450
  • Approach ABL lender with verified dPRN asset register
  • Lender advances 50–70% against the stack value
  • Capital deployed · Carrot paid · stack replenishes
  • Green finance takes over once first contract lands

Cash in Hand · Not Asking. Showing Traction.

Already earning.

This is not zero. This is the foundation that makes every door below real.

Source Rate / Value Notes
🥕 Carrot Revenue£200 / tonneSame-day verified. Pays suppliers today.
📋 PRN Service Fee25% variableOn every PRN trade through the system.
🔍 Compliance Audits£500 eachCVCaaS audit pathway. Ready to sell.
✈️ Pathfinder Pilots£4,500 eachFirst verified-chain pilots. Repeatable.
🔷 dPRN Stack£450 / tonneMinted. Sold or held as ABL collateral.
🍽️ VMRs£5 / VMR40 per tonne. Social proof. Real receipts.
📊 ESG Report FeeBundleAuto-generated. No manual compile.

Working Capital · The Gap Fillers

Choose your door.

No one structure fits everyone. You offer the menu. They choose. Every door funds the float, fuels the Carrot, and feeds the meals.

Short-Term / Bridge Doors
Door 01 · Bridge
Bridge Loan
Cash lump sum. 10–20% return.
They give cash. You repay with interest. Clean. Direct. No equity lost. The most familiar structure for early supporters.
Door 02 · Prepayment
dPRN Prepayment
Cash now. dPRNs at £400 vs £450.
You receive cash now. They receive future dPRNs at a slight discount. They're buying sovereign assets below the sovereign floor. Good deal both ways.
Door 03 · Revenue Share
Revenue Share
Cash now. % of SDV revenue until repaid.
Investor gets 15% of Same-Day Verified revenue until 120% repaid. No fixed repayment date. Performance-linked. No equity permanently lost.
Door 04 · Equity
Small Equity Stake
Cash now. Small % of MPT or a vertical.
For those who want to own a piece of the ecosystem long-term. 0.25% of MPT or a named vertical. Permanent. Governance light. Real.
Door 05 · Grant Advance
Grant Advance
Cash now against future grant. 0% interest.
You take cash now (80p on the £1) against an incoming grant award. Repaid when the grant lands. No interest. The cleanest bridge possible if a grant is confirmed.
Door 06 · Subscription
Priority Subscription
Monthly fee. Priority dPRN allocation + access.
Subscriber pays a monthly fee. In return they get priority on the next dPRN batch, early system access, and a seat at the table before it opens publicly.
Institutional / Scale Doors
Institutional 01 · Scale
Green Finance
90% of contract value @ 6% APR.
The institutional unlock. First supermarket contract lands → green finance lender advances 90% of contract value at 6% APR. This is the highway. ABL takes over from here.
Institutional 02 · ABL
Asset-Backed Lending
50–70% advance against dPRN stack.
Once dPRNs are minted but not yet sold, use the stack as collateral. Lender advances 50–70% of stack value. The old way — and it still works. Shoulder to shoulder with Track 1.
Institutional 03
Convertible Note (SAFE)
Debt now → equity at next round.
For investors who want the upside of equity but the safety of debt. Converts at a discount at the next funding round. Standard angel/VC-compatible structure.
Institutional 04
Revenue-Based Financing
% of revenue until repayment cap.
No equity given away permanently. Lender takes a % of monthly revenue until a fixed repayment cap is hit. Clean exit for both sides. Growing in use in the UK green economy.
Institutional 05
Processor Deposits
Pre-sell verified bales. Priority queue.
Processors pay a deposit to secure priority access to verified bales. They get the material they need. You get the working capital bridge. Win-win. No dilution.
Institutional 06
Friends & Family
Gift or loan. Early believers.
Early believers who know the mission. Treated with the same return structure as any other door — they choose the mechanism. No special treatment. Just early access to the table.

The Returns · What They Get

Every door has a return.

Per door. Per choice. And every door — regardless of which they choose — gets the meal bond and the Circularity Deed.

Bridge Loan
10–20% return
£10k lent → £12k repaid in 6 months
+ 40 meals per tonne bonded in their name
dPRN Prepayment
£400 vs £450 floor
£10k now → £11,250 in dPRNs at mint
+ Circularity Deed with their logo
Revenue Share
120% back
£10k now → 15% SDV revenue until £12k repaid
+ Priority allocation on next batch
Equity
Permanent stake
£10k → 0.25% MPT + 0.25% vertical
+ Seat at the table. Red Team. Observer.
Grant Advance
100% back, 0% interest
£10k now → £10k repaid when grant lands
+ Fastest and cleanest bridge available
Green Finance (Scale)
6% APR
90% of first supermarket contract value
+ ABL infrastructure follows from here
ABL · dPRN Stack
50–70% advance rate
£45k stack → up to £31.5k advance
+ Stack grows as tonnes verified
Any Door · Always
40 Meals · Bonded
1 tonne = 1 dPRN = 40 meals. Indivisible.
VMR issued. SHA-256 sealed. Public forever.

Grants · Non-Dilutive Capital

Slower. But free.

All on one list. Apply directly, partner applies on your behalf, or take a grant advance — 80p on the £1 now against a confirmed award.

Innovate UK Smart Grants
£25k – £500k
Truth Ledger tech, verification AI, SHA-256 system
To Apply · Film Ready
UK Shared Prosperity Fund
£20k – £100k
Community circular economy · West Midlands focus
Ready to Apply
WMCA Business Growth
£10k – £50k
West Midlands priority sector growth
Ready to Apply
National Lottery Community Fund
£10k – £500k
Social impact, 40-Meal Programme, food bank infrastructure
Rolling
DfE EdTech Fund
£10k – £100k
Learning Garden · Full Loop curriculum direct fit
Ready to Apply
UnLtd Awards
£500 – £15k
Social enterprise · early-stage founder
Rolling
WRAP Resource Action Fund
£50k – £250k
Circular economy · material verification systems
To Apply · Film Ready
Environment Agency
£200k – £500k
Compliance verification · processing infrastructure
Net Zero Innovation
Variable
Processing equipment · carbon reduction systems
To Apply
Community Fund
Variable
Meal programme · food bank infrastructure
Rolling
DWP Kickstart
Wage subsidies
Creative structuring for working capital — speak to job centre coach
Ready
💡 Three ways to use grants for working capital: Apply directly yourself · Partner applies on your behalf (for a fee) · Take a grant advance — cash now at 80p on the £1 against a confirmed award.
Grant Command → Acquisition Strategy → Grants Hub →

The Hologram Fund · Separate Container

The vision needs its own door.

Not a joke. Not working capital. A different door. Different ask. Different return profile. Same hub. The hologram is the demonstration layer — for investors who need to see.

What is it?
An internal named pool of capital. Not a legal entity yet. A placeholder for the vision's container. Separate from operating cash.
Why on this page?
Because the vision needs its own container. Separate from the Carrot. Separate from ABL. Same hub. Different door.
How is it funded?
A slice of working capital. A % of Carrot revenue. A grant allocation. Not dilutive. Not operational. Vision budget.
What does it pay for?
£50k projector. The visualisation layer. Hurricane Domain as light. The build without direct ROI. The crown, not the engine.
Who is it for?
You. The crown. Investors who need to see before they believe. The demonstration that this is real.
Return profile?
Not a return-first door. This is legacy capital. The hologram exists for investors who want to own the demonstration, not just the operation.
Hologram Fund Page → Build Fund → Hurricane → Hologram →

Ecosystem Links · Everything Related

All the pages that feed this hub.

Every page in the ecosystem that connects to, enables, or supports the working capital story.


The Ask · Short. Clear.

We need £20k–£50k.

Not for profit. For fuel. To pay suppliers £200 upfront. To buy a baler. To set up the office. To fund the first 50 tonnes. To light the hologram. Choose your door. Fund the float. Fuel the Carrot. Feed the meals.

Choose Your Door

Leave your details and the door you're interested in. Jermaine Murphy, Operations Manager at Midland Polymer Trading Ltd, will be in touch directly.

Received. Door chosen.
Jermaine Murphy, Operations Manager at Midland Polymer Trading Ltd, will be in touch directly.

Fund the float. Fuel the Carrot. Feed the meals.
Direct Contact
Jermaine Murphy
Operations Manager · Midland Polymer Trading Ltd · CircularOS
"The Carrot pays suppliers today.
The dPRN pays you next week.
The gap is working capital.
Close the gap. Unlock the scale.
Then ABL takes over.

Not a rescue. A launch.
Fund the runway. Light the hologram. Feed the meals."
CircularOS · Midland Polymer Trading Ltd · The Capital Stack Doctrine
One Page. All the Doors. No Confusion. Not a Wish List. A Map.
HANDSHAKE — witnesses
Handshake sealed.